Mr. C. M. Vasudev has been a distinguished civil servant. He joined the Indian Administrative Services in 1966 and has held many senior positions in the Government of India. He retired as Secretary Ministry of finance. He has also worked as Executive Director in the World Bank, Washington DC, where he represented India, Bangladesh, Sri Lanka and Bhutan. Mr. Vasudev has extensive experience of working in the financial sector and was responsible for framing financial sector policies and also oversight of management of public sector banks. In Ministry of Finance Mr. Vasudev has worked as Secretary, Department of Economic Affairs, Department of Expenditure, Department of Banking and Additional Secretary Budget. He spearheaded reforms in different sectors of the economy including the financial sector.

He worked as Government Nominee Director on the boards of many companies in the financial sector including State Bank of India, IDBI, ICICI, IDFC, NABARD, National Housing Bank and also on the Central Board of the RBI. He was also Member Secretary of the Narsimhan Committee, which prepared a blue print for financial sector reforms.

Mr. Vasudev is currently Chairman of HDFC Bank and is also an independent Director on the Boards of a number of other Companies. He also provides public policy advisory services in India and in other developing countries.

Mr Praful Patel retired from the World Bank as Vice President in 2008 after 35 years of service.

Mr Praful Patel was one of the senior corporate leaders of the World Bank. During his tenure as VP, South Asia, the World Bank program in the South Asia Region was substantially scaled up with a sharp focus on poverty reduction and high growth rates in all of the region's countries. The World Bank's program under his oversight comprised an average of $4.5 billion of new project funding annually, and a portfolio of over 170 projects worth $20 billion under implementation as of 2008. Mr Patel was responsible for a staff of 700 in Washington and five country offices in South Asia with a budget of over $140 million

Mr Patel completed his higher education from the Royal Academy of Fine Arts in Denmark and later the Massachusetts Institute of Technology in the USA. He is currently living in Washington D.C., USA working as a development consultant and continues to work on development in South Asia and Africa.

Dr Sanjay Choudhry is a highly qualified and a distinguished Technologist. He is an expert in the field of numerical simulation, scientific and high performance computing and has a vast experience in Product Management, Development and Marketing.

Dr Choudhry did his B.Tech. from Indian Institute of Technology, Kanpur. He did his M.S. and Ph.D. from The Ohio State University, Columbus, Ohio in Computational Mechanics and Applied Mathematics. Thereafter, he did his MBA from University of California, Berkeley, California with emphasis on Finance, Marketing and Strategy.

Currently he is the Vice President, Product and Release Management at MSC Software Corporation where he is responsible for Product Strategy and Direction for all of MSC's products, Pricing, Product Release, Documentation, Training and University Programs.

Dr Choudhry lives in Sunnyvale, California,USA.

Dr Prem Garg retired in December 2007 as the Director, Quality Assurance Group at the World Bank, having served in a variety of operational, advisory and executive positions for over 34 years.

Dr Prem Garg is an internationally recognized leader in improving organizational performance through innovative approaches to strengthening managerial accountabilities and systemic learning. He has hands-on experience in over 40 countries across the globe in planning, appraising and supervising development projects and programs.

As the founder-director of QAG at World Bank, Dr. Garg was responsible for articulating a vision of its goals and objectives, conceptualizing its design and business model, getting a buy-in within the Bank into its objectives and approach, and directing the implementation of its work program.

Dr. Garg is married with two children. He did his Ph.D. in Engineering Economic systems from the Stanford University following his B.S. from the Indian Institute of Technology, Delhi. He loves hiking and enjoys playing competitive bridge. His home base is Potomac, Md, USA.

Mr Sirohi currently works with Tata Consultancy Services Ltd as as Advisor & Head - Strategic Projects.

An software engineer, he brings to Karmic a varied background. After a stint in the Army, he worked in the corporate world for six years. Thereafter, he became an IT entrepreneur and launched his IT venture Radix Infotech Ltd. He exited Radix in 2006. He did his M.S. in computer systems from Cranfield Institute of Technology, England. An intellectually oriented and action driven person with abilities of strategic thinking and planning.

Due to his long corporate experience, brings to the table strong cross-functional, techno-commercial and financial management background honed by 15 years of entrepreneurship in high technology driven software Products business. He has a total of 25 years of experience in the corporate world. He and his wife, Shamta, have one daughter and live in New Delhi, India.

As a hobby, he has been a TV sportscaster and is a keen Golf player.

Has over 20 years of experience working in the corporate sector at senior positions. Possesses strong management skills in Operations, Administration and HR.

With an academic background in Economics, she acquired technical skills and is a Microsoft Certified System Engineer. She also holds a diploma in International marketing from IIFT, New Delhi. In her corporate career, she has done marketing of various products to China, USA and East Asia.

She is also a Dale Carnegie certified HR trainer and has done many interventions on communication skills, stress management etc. She is also a certified hypnotherapist and has used past life regressions techniques to provide therapy to a large number of persons. Has also trained others in this science.

She is now concentrating on learning Internet Marketing for her professional upgradation as well help Karmic operations to be marketed.